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Finance options
Interest-free options available on new boilers. Subject to status and credit checks.
Spreading the cost
A boiler almost never fails at a convenient moment, which is why we offer finance. Interest-free options are available over a fixed term, so the amount you repay in total is the same as the price of the boiler.
Applications take a few minutes and you normally get a decision on the spot. There is no obligation to use it, and it makes no difference to the price we quote you either way.
How it works
- Get your quote, either online or after a survey.
- Choose how much deposit you want to put down and over how long you want to spread the rest.
- Complete a short application. A decision usually comes back within minutes.
- Once approved, we book the installation in.
The part you should read
Finance is a credit agreement, so it needs treating as one.
- All finance is subject to status and credit checks.
- Missing payments can affect your credit file and may cost you more.
- Interest-free means interest-free — but only if you keep to the agreed term.
- Read the agreement before you sign it. If anything in it is unclear, ask us and we will go through it with you.
HeatSwift Limited is an Introducer Appointed Representative (Financial Services Register No. 1058977) of Phoenix Financial Consultants Limited. Phoenix is a credit broker, not a lender, and is authorised and regulated by the Financial Conduct Authority (FRN: 539195). Phoenix offers finance from its panel of lenders. We do not give financial advice and we do not arrange the credit ourselves.
Common questions about finance
Is it really interest-free?
On the interest-free options, yes — you repay exactly the price of the boiler and no more, provided you keep to the agreed term. Longer terms may carry interest, and the rate is shown clearly on the agreement before you sign.
Will applying affect my credit score?
The lender carries out a credit check as part of the application, and that is recorded on your file. Speak to the lender if you want to understand the effect before applying.
Can I pay it off early?
Yes. Early settlement is allowed and the terms for it are set out in your agreement.
Do I need a deposit?
Not always. Deposit-free options exist, and putting something down usually reduces the monthly payment.
Does using finance change the price?
No. The price of the job is the same whether you pay outright or spread it.
Get a price without anyone knocking on your door
Answer a few questions and see real numbers in about ninety seconds. No sales visit needed to find out roughly what it costs.